Base interest rate (TOM) and interest rate for late payment (ZOM)
I. Legal interest rate for late payment since 28 June 2003
Act on Interest Rate for Late Payment (ZPOMZO-1, Official Gazette of RS No. 56/2003) prescribed the interest rate for late payment of 17%. The Government of the Republic of Slovenia changed the level of the interest rate for late payment with Decision on the Change of the Interest Rate for Late Payment.
From 1 January 2007, the interest rate for late payment is equal to the leading interest rate, increased by 8 percentage points (ZPOMZO-1A, Official Gazette of the RS, No. 105/2006) and is valid for a six-month period starting on 1 January and 1 July. The Minister of Finance shall publish the level in the Official Gazette of the RS.
The leading interest rate, which is used for the calculation, is marginal interest rate on the last auction of main refinancing operation before the start of the respective six-month period. From 15 October 2008 onward, it is equal to fixed interest rate of main refinancing operations.
|
From |
To |
ZOM (per year) |
Regulation |
| 01.07.2024 | 31.12.2024 | 12,25% | The Level of the Interest Rate for Late Payment (Official Gazette No. 55/2024) |
| 01.01.2024 | 30.06.2024 | 12,50% | The Level of the Interest Rate for Late Payment (Official Gazette No. 1/2024) |
| 01.07.2023 | 31.12.2023 | 12,00% | The Level of the Interest Rate for Late Payment (Official Gazette No. 74/2023) |
| 01.01.2023 | 30.06.2023 | 10,50% | The Level of the Interest Rate for Late Payment (Official Gazette No. 2/2023) |
| 01.07.2022 | 31.12.2022 | 8,00% | The Level of the Interest Rate for Late Payment (Official Gazette No. 90/2022) |
| 01.01.2022 | 30.06.2022 | 8,00% | The Level of the Interest Rate for Late Payment (Official Gazette No. 5/2022) |
| 01.07.2021 | 31.12.2021 | 8,00% | The Level of the Interest Rate for Late Payment (Official Gazette No. 106/2021) |
| 01.01.2021 | 30.06.2021 | 8,00% | The Level of the Interest Rate for Late Payment (Official Gazette No. 5/2021) |
| 01.07.2020 | 31.12.2020 | 8,00% | The Level of the Interest Rate for Late Payment (Official Gazette No. 93/2020) |
| 01.01.2020 | 30.06.2020 | 8,00% | The Level of the Interest Rate for Late Payment (Official Gazette No. 2/2020) |
| 01.07.2019 | 31.12.2019 | 8,00% | The Level of the Interest Rate for Late Payment (Official Gazette No. 44/2019) |
| 01.01.2019 | 30.06.2019 | 8,00% | The Level of the Interest Rate for Late Payment (Official Gazette No. 1/2019) |
| 01.07.2018 | 31.12.2018 | 8,00% | The Level of the Interest Rate for Late Payment (Official Gazette No. 46/2018) |
|
01.01.2018 |
30.06.2018 |
8,00% |
The Level of the Interest Rate for Late Payment (Official Gazette No. 1/2018) |
|
01.07.2017 |
31.12.2017 |
8,00% |
The Level of the Interest Rate for Late Payment (Official Gazette No. 34/2017) |
|
01.01.2017 |
30.06.2017 |
8,00% |
The Level of the Interest Rate for Late Payment (Official Gazette No. 1/2017) |
|
01.07.2016 |
31.12.2016 |
8,00% |
The Level of the Interest Rate for Late Payment (Official Gazette No. 48/2016) |
|
01.01.2016 |
30.06.2016 |
8,05% |
The Level of the Interest Rate for Late Payment (Official Gazette No. 1/2016) |
|
01.07.2015 |
31.12.2015 |
8,05% |
The Level of the Interest Rate for Late Payment (Official Gazette No. 48/2015) |
|
01.01.2015 |
30.06.2015 |
8,05% |
The Level of the Interest Rate for Late Payment (Official Gazette No. 2/2015) |
|
01.07.2014 |
31.12.2014 |
8,15% |
The Level of the Interest Rate for Late Payment (Official Gazette No. 50/2014) |
|
01.01.2014 |
30.06.2014 |
8,25% |
The Level of the Interest Rate for Late Payment (Official Gazette No. 1/2014) |
|
01.07.2013 |
31.12.2013 |
8,50% |
The Level of the Interest Rate for Late Payment (Official Gazette No. 56/2013) |
|
01.01.2013 |
30.06.2013 |
8,75% |
The Level of the Interest Rate for Late Payment (Official Gazette No. 1/2013) |
|
01.07.2012 |
31.12.2012 |
9,00% |
The Level of the Interest Rate for Late Payment (Official Gazette No. 51/2012) |
|
01.01.2012 |
30.06.2012 |
9,00% |
The Level of the Interest Rate for Late Payment (Official Gazette No. 1/2012) |
|
01.07.2011 |
31.12.2011 |
9,25% |
The Level of the Interest Rate for Late Payment (Official Gazette No. 54/2011) |
|
01.01.2011 |
30.06.2011 |
9,00% |
The Level of the Interest Rate for Late Payment (Official Gazette No. 1/2011) |
|
01.07.2010 |
31.12.2010 |
9,00% |
The Level of the Interest Rate for Late Payment (Official Gazette No. 53/2010) |
|
01.01.2010 |
30.06.2010 |
9,00% |
The Level of the Interest Rate for Late Payment (Official Gazette No. 1/2010) |
|
01.07.2009 |
31.12.2009 |
9,00% |
The Level of the Interest Rate for Late Payment (Official Gazette No. 51/2009) |
|
01.01.2009 |
30.06.2009 |
10,50% |
The Level of the Interest Rate for Late Payment (Official Gazette No. 1/2009) |
|
01.07.2008 |
31.12.2008 |
12,00% |
The Level of the Interest Rate for Late Payment (Official Gazette No. 73/2008) |
|
01.01.2008 |
30.06.2008 |
12,00% |
The Level of the Interest Rate for Late Payment (Official Gazette No. 2/2008) |
|
01.07.2007 |
31.12.2007 |
12,00% |
The Level of the Interest Rate for Late Payment (Official Gazette No. 60/2007) |
|
01.01.2007 |
30.06.2007 |
11,50% |
Act Amending Act on Interest Rate for Late Payment (Official Gazette No. 105/2006) |
|
01.07.2006 |
31.12.2006 |
12,50% |
Decision on the Change of the Interest Rate for Late Payment (Official Gazette No. 55/2006) |
|
01.01.2006 |
30.06.2006 |
13,50% |
Decision on the Change of the Interest Rate for Late Payment (Official Gazette No. 118/2005) |
|
01.01.2004 |
31.12.2005 |
15,50% |
Decision on the Change of the Interest Rate for Late Payment (Official Gazette No. 135/2003) |
|
28.06.2003 |
31.12.2003 |
17,00% |
Act on Interest Rate for Late Payment (Official Gazette No. 56/2003) |
Pursuant to article 3 (4) of the Act on Interest Rate for Late Payment (Official Gazette No. 56/2003), since July 2003 calculation and publishing of the base interest rate (TOM) is carried out by the Statistical Office of the Republic of Slovenia.
II. Legal interest rate for late payment from 5 August 1995 to 27 June 2003
Pursuant to the Act on Interest Rate for Late Payment and Base interest Rate (Official Gazette No. 45/1995 and 109/2001) and the Decision on Base Interest Rate (Official Gazette No. 1/1996, 61/1996, 3/1997, 23/1997 and 81/1997), in the period from August 1995 to June 2003 calculation and publishing of the base interest rate (TOM) and the interest rate for late payment (ZOM) had been carried out by the Bank of Slovenia.
-
From 5 August 1995 to 31 December 2001, the interest rate for late payment was equal to the base interest rate, increased by the number of percentage points represented by 1.8 times the discount rate of the Bank of Slovenia.
-
From 1 January 2002 to 27 June 2003, the interest rate for late payment was equal the base interest rate increased by 13.5 percentage points.
|
Month |
TOM (per month) |
TOM (per year) |
ZOM (per year) |
|
06. 2003* |
0,5% |
6,25% |
19,76% |
|
05. 2003 |
0,4% |
4,81% |
18,31% |
|
04. 2003 |
0,5% |
6,26% |
19,76% |
|
03. 2003 |
0,5% |
6,05% |
19,55% |
|
02. 2003 |
0,6% |
8,11% |
21,61% |
|
01. 2003 |
0,6% |
7,30% |
20,80% |
|
12. 2002 |
0,6% |
7,30% |
20,80% |
|
11. 2002 |
0,6% |
7,55% |
21,05% |
|
10. 2002 |
0,6% |
7,30% |
20,80% |
|
09. 2002 |
0,6% |
7,55% |
21,05% |
|
08. 2002 |
0,6% |
7,30% |
20,80% |
|
07. 2002 |
0,6% |
7,30% |
20,80% |
|
06. 2002 |
0,6% |
7,55% |
21,05% |
|
05. 2002 |
0,7% |
8,56% |
22,06% |
|
04. 2002 |
0,6% |
7,55% |
21,05% |
|
03. 2002 |
0,7% |
8,56% |
22,06% |
|
02. 2002 |
0,6% |
8,11% |
21,61% |
|
01. 2002 |
0,6% |
7,30% |
20,80% |
|
12. 2001 |
0,6% |
7,30% |
27,10% |
|
11. 2001 |
0,6% |
7,55% |
27,35% |
|
10. 2001 |
0,6% |
7,30% |
27,10% |
|
09. 2001 |
0,7% |
8,86% |
28,66% |
|
08. 2001 |
0,7% |
8,56% |
28,36% |
|
07. 2001 |
0,8% |
9,84% |
29,64% |
|
06. 2001 |
0,8% |
10,18% |
29,98% |
|
05. 2001 |
0,7% |
8,56% |
28,36% |
|
04. 2001 |
0,7% |
8,86% |
28,66% |
|
03. 2001 |
0,7% |
8,56% |
26,56% |
|
02. 2001 |
0,7% |
9,52% |
27,52% |
|
01. 2001 |
0,7% |
8,56% |
26,56% |
|
12. 2000 |
0,8% |
9,86% |
27,86% |
|
11. 2000 |
0,7% |
8,88% |
25,08% |
|
10. 2000 |
0,7% |
8,58% |
24,78% |
|
09. 2000 |
0,7% |
8,88% |
25,08% |
|
08. 2000 |
0,7% |
8,58% |
24,78% |
|
07. 2000 |
0,8% |
9,86% |
26,06% |
|
06. 2000 |
0,7% |
8,88% |
25,08% |
|
05. 2000 |
0,8% |
9,86% |
24,26% |
|
04. 2000 |
0,7% |
8,88% |
23,28% |
|
03. 2000 |
0,7% |
8,58% |
22,98% |
|
02. 2000 |
0,7% |
9,20% |
23,60% |
|
01. 2000 |
0,7% |
8,58% |
22,98% |
|
12. 1999 |
0,7% |
8,56% |
22,96% |
|
11. 1999 |
0,6% |
7,55% |
21,95% |
|
10. 1999 |
0,6% |
7,30% |
21,70% |
|
09. 1999 |
0,6% |
7,55% |
21,95% |
|
08. 1999 |
0,5% |
6,05% |
20,45% |
|
07. 1999 |
0,4% |
4,81% |
19,21% |
|
06. 1999 |
0,4% |
4,98% |
19,38% |
|
05. 1999 |
0,4% |
4,81% |
19,21% |
|
04. 1999 |
0,4% |
4,98% |
19,38% |
|
03. 1999 |
0,5% |
6,05% |
20,45% |
|
02. 1999 |
0,5% |
6,72% |
21,12% |
|
01. 1999 |
0,5% |
6,05% |
20,45% |
|
12. 1998 |
0,5% |
6,05% |
24,05% |
|
11. 1998 |
0,5% |
6,26% |
24,26% |
|
10. 1998 |
0,5% |
6,05% |
24,05% |
|
09. 1998 |
0,6% |
7,55% |
25,55% |
|
08. 1998 |
0,6% |
7,30% |
25,30% |
|
07. 1998 |
0,7% |
8,56% |
26,56% |
|
06. 1998 |
0,7% |
8,86% |
26,86% |
|
05. 1998 |
0,8% |
9,84% |
27,84% |
|
04. 1998 |
0,9% |
11,52% |
29,52% |
|
03. 1998 |
0,8% |
9,84% |
27,84% |
|
02. 1998 |
0,8% |
10,95% |
28,95% |
|
01. 1998 |
0,8% |
9,84% |
27,84% |
|
12. 1997 |
0,8% |
9,84% |
27,84% |
|
11. 1997 |
0,8% |
10,18% |
28,18% |
|
10. 1997 |
0,8% |
9,84% |
27,84% |
|
09. 1997 |
0,8% |
10,18% |
28,18% |
|
08. 1997 |
0,8% |
9,84% |
27,84% |
|
07. 1997 |
0,7% |
8,56% |
26,56% |
|
06. 1997 |
0,7% |
8,86% |
26,86% |
|
05. 1997 |
0,7% |
8,56% |
26,56% |
|
04. 1997 |
0,6% |
7,55% |
25,55% |
|
03. 1997 |
0,7% |
8,56% |
26,56% |
|
02. 1997 |
0,6% |
8,11% |
26,11% |
|
01. 1997 |
0,5% |
6,05% |
24,05% |
|
12. 1996 |
0,5% |
6,07% |
24,07% |
|
11. 1996 |
0,5% |
6,27% |
24,27% |
|
10. 1996 |
0,4% |
4,83% |
22,83% |
|
09. 1996 |
0,5% |
6,27% |
24,27% |
|
08. 1996 |
0,7% |
8,58% |
26,58% |
|
07. 1996 |
0,9% |
11,16% |
29,16% |
|
06. 1996 |
1,0% |
12,91% |
30,91% |
|
05. 1996 |
1,1% |
13,79% |
31,79% |
|
04. 1996 |
1,0% |
12,91% |
30,91% |
|
03. 1996 |
1,0% |
12,47% |
30,47% |
|
02. 1996 |
0,9% |
11,97% |
29,97% |
|
01. 1996 |
0,8% |
9,86% |
27,86% |
|
12. 1995 |
1,1% |
13,75% |
31,75% |
|
11. 1995 |
0,8% |
10,18% |
28,18% |
|
10. 1995 |
0,7% |
8,56% |
26,56% |
|
09. 1995 |
0,5% |
6,26% |
24,26% |
|
08. 1995** |
0,5% |
6,05% |
24,05% |
* used until 27 June 2003
**used from 5 August 1995
III. Legal interest rate for late payment before 5 August 1995
-
From 13 March 1993 to 4 August 1995, pursuant to the Act Amending Act on Interest Rate for Late Payment (Official Gazette of the RS No. 13/1993) the legal interest rate for late payment was equal to the retail price index in the previous month, recalculated to an annual level and a real annual interest rate for late payment of 25%.
-
From 28 March 1992 to 12 March 1993, pursuant to the Act on Interest Rate for Late Payment (Official Gazette of the RS No. 14/1992) the legal interest rate for late payment was equal to the retail price index in the previous month, recalculated to an annual level and a real annual interest rate for late payment of 30%. The method of calculation the legal interest rate for late payment was prescribed by the Decree on the Method of Calculating Interest for Late Payment (Official Gazette of the RS, No. 14/1992 and corrigendum No. 17/1992).
-
From 8 October 1991 to 27 March 1992, pursuant to the Act on Interest Rate for Late Payment (Official Gazette of the SFRY No. 57/1989) the legal interest rate for late payment was equal to the discount rate of the National Bank of Yugoslavia increased by 20%, but in Republic of Slovenia it was used the Bank of Slovenia's discount rate increased by 20% instead of the NBY discount rate.
|
Date from |
ZOM (per year) |
|
01.08.1995 |
29,49% |
|
01.07.1995 |
37,30% |
|
01.06.1995 |
32,82% |
|
01.05.1995 |
23,54% |
|
01.04.1995 |
32,82% |
|
01.03.1995 |
38,91% |
|
01.02.1995 |
44,16% |
|
01.01.1995 |
42,18% |
|
01.12.1994 |
48,95% |
|
01.11.1994 |
59,05% |
|
01.10.1994 |
48,95% |
|
01.09.1994 |
42,80% |
|
01.08.1994 |
42,18% |
|
01.07.1994 |
50,69% |
|
01.06.1994 |
41,09% |
|
01.05.1994 |
59,65% |
|
01.04.1994 |
42,80% |
|
01.03.1994 |
45,53% |
|
01.02.1994 |
51,77% |
|
01.01.1994 |
48,95% |
|
01.12.1993 |
50,69% |
|
01.11.1993 |
77,00% |
|
01.10.1993 |
52,44% |
|
01.09.1993 |
53,46% |
|
01.08.1993 |
37,30% |
|
01.07.1993 |
48,95% |
|
01.06.1993 |
48,04% |
|
01.05.1993 |
40,54% |
|
01.04.1993 |
48,04% |
|
13.03.1993 |
50,69% |
|
01.03.1993 |
56,72% |
|
01.02.1993 |
108,75% |
|
01.01.1993 |
47,87% |
|
01.12.1992 |
80,11% |
|
01.11.1992 |
95,48% |
|
01.10.1992 |
78,05% |
|
01.09.1992 |
54,03% |
|
01.08.1992 |
64,24% |
|
01.07.1992 |
155,79% |
|
01.06.1992 |
180,29% |
|
01.05.1992 |
133,88% |
|
01.04.1992 |
390,57% |
|
28.03.1992 |
345,70% |
|
08.10.1991 |
30,00% |