Information on non-performing exposures
Due to different practices in Member States, the European Banking Authority (EBA) set out a harmonised definition of non-performing and forborne exposures in the Single Rulebook for the purpose of reporting on a consolidated basis, as published in Commission Implementing Regulation (EU) No 2015/227 (Official Journal of the EU, No 48/2015 of 20 February 2015).
Taking into account the new harmonised definition and with the aim of monitoring and effectively managing risks, the Bank of Slovenia prescribed the quarterly reporting of such information on an individual basis for all banks and savings banks. The banks and savings banks reported their non-performing and forborne exposures according to the new definition on individual basis for the first time as at 30 June 2015.
- For more about EBA definition see Publication of the non-performing exposures according to the new harmonised definition of the EBA
On the basis of the BS1S monthly report, the content of which is set out in detail in the Regulation on reporting by monetary financial institutions and the Guidelines for implementing the Regulation on reporting by monetary financial institutions, on 31 December 2016 the Bank of Slovenia switched to monthly capture of data on banks’ non-performing exposures according to the standard EBA definition. Accordingly the Bank of Slovenia will now publish data on non-performing exposures at the level of the entire banking system on a monthly basis.
Publication of the non-performing exposures of banks and savings bank
Table: Information on the banking system’s non-performing exposures as at 31 August 2024
Gross carrying amount of exposure2,4 |
Value adjustment due to impairment and provisions (non-performing) |
Coverage of non-performing exposures with value adjustments3 |
||||
Non-performing exposure |
Of which forborne |
|||||
EUR thousand |
1 |
2 |
3=2/1 |
4 |
5 |
6=5/2 |
Debt instruments1: |
50,040,499 |
568,791 |
1.14% |
242,744 |
345,943 |
60.82% |
Debt securities |
11,697,704 |
99 |
0.00% |
0 |
99 |
100.00% |
Loans and advances |
38,342,795 |
568,692 |
1.48% |
242,744 |
345,844 |
60.81% |
of which loans and advances to non-financial corporations |
11,181,813 |
306,953 |
2.75% |
182,990 |
174,364 |
56,80% |
Off-balance-sheet exposures |
10,026,702 |
26,776 |
0.27% |
1,666 |
15,763 |
58.87% |
TOTAL |
60,067,201 |
595,567 |
0.99% |
244,410 |
361,706 |
60.73% |
1 Debt instruments, other than held for trading.
2 The gross carrying amount of an exposure is its carrying amount prior to the value adjustment due to impairment and provisions.
3 Collateral received is taken into account up to the carrying amount of non-performing exposures after the value of adjustment due to impairment and provisions.
Reports
- Information on the banking system’s NPE 31 August 2024(.xlsx)
- Information on the banking system’s NPE 31 July 2024
- Information on the banking system’s NPE 30 June 2024
- Information on the banking system’s NPE 31 May 2024
- Information on the banking system’s NPE 30 April 2024
- Information on the banking system’s NPE 31 March 2024
- Information on the banking system’s NPE 29 February 2024
- Information on the banking system’s NPE 31 January 2024
- Information on the banking system’s NPE 31 December 2023
- Information on the banking system’s NPE 30 November 2023
- Information on the banking system’s NPE 31 October 2023
- Information on the banking system’s NPE 30 September 2023
- Information on the banking system’s NPE 31 August 2023
- Information on the banking system’s NPE 31 July 2023
- Information on the banking system’s NPE 30 June 2023
- Information on the banking system’s NPE 31 May 2023
- Information on the banking system’s NPE 30 April 2023
- Information on the banking system’s NPE 31 March 2023
- Information on the banking system’s NPE 28 February 2023
- Information on the banking system’s NPE 31 January 2023
- Information on the banking system’s NPE 31 December 2022
- Information on the banking system’s NPE 30 November 2022
- Information on the banking system’s NPE 31 October 2022
- Information on the banking system’s NPE 30 September 2022
- Information on the banking system’s NPE 31 August 2022
- Information on the banking system’s NPE 31 July 2022
- Information on the banking system’s NPE 30 June 2022
- Information on the banking system’s NPE 31 May 2022
- Information on the banking system’s NPE 30 April 2022
- Information on the banking system’s NPE 31 March 2022
- Information on the banking system’s NPE 28 February 2022
- Information on the banking system’s NPE 31 January 2022
- Information on the banking system’s NPE 31 December 2021
- Information on the banking system’s NPE 30 November 2021
- Information on the banking system’s NPE 31 October 2021
- Information on the banking system’s NPE 30 September 2021
- Information on the banking system’s NPE 31 August 2021
- Information on the banking system’s NPE 31 July 2021
- Information on the banking system’s NPE 30 June 2021
- Information on the banking system’s NPE 31 May 2021
- Information on the banking system’s NPE 30 April 2021
- Information on the banking system’s NPE 31 March 2021
- Information on the banking system’s NPE 28 February 2021
- Information on the banking system’s NPE 31 January 2021
- Information on the banking system’s NPE 31 December 2020
- Information on the banking system’s NPE 30 November 2020
- Information on the banking system’s NPE 31 October 2020
- Information on the banking system’s NPE 30 September 2020
- Information on the banking system’s NPE 31 August 2020
- Information on the banking system’s NPE 31 July 2020
- Information on the banking system’s NPE 30 June 2020
- Information on the banking system’s NPE 31 May 2020
- Information on the banking system’s NPE 30 April 2020
- Information on the banking system’s NPE 31 March 2020
- Information on the banking system’s NPE 29 February 2020
- Information on the banking system’s NPE 31 January 2020
- Information on the banking system’s NPE 31 December 2019
- Information on the banking system’s NPE 30 November 2019
- Information on the banking system’s NPE 31 October 2019
- Information on the banking system’s NPE 30 September 2019
- Information on the banking system’s NPE 31 August 2019
- Information on the banking system’s NPE 31 July 2019
- Information on the banking system’s NPE 30 June 2019
- Information on the banking system’s NPE 31 May 2019
- Information on the banking system’s NPE 30 April 2019
- Information on the banking system’s NPE 31 March 2019
- Information on the banking system’s NPE 28 February 2019
- Information on the banking system’s NPE 31 January 2019
- Information on the banking system’s NPE 31 December 2018
- Information on the banking system’s NPE 30 November 2018
- Information on the banking system’s NPE 31 October 2018
- Information on the banking system’s NPE 30 September 2018
- Information on the banking system’s NPE 31 August 2018
- Information on the banking system’s NPE 31 July 2018
- Information on the banking system’s NPE 30 June 2018
- Information on the banking system’s NPE 31 May 2018
- Information on the banking system’s NPE 30 April 2018
- Information on the banking system’s NPE 31 March 2018
- Information on the banking system’s NPE 28 Februar 2018
- Information on the banking system’s NPE 31 Januar 2018
- Information on the banking system’s NPE 31 December 2017
- Information on the banking system’s NPE 30 November 2017
- Information on the banking system’s NPE 31 October 2017
- Information on the banking system’s NPE 30 September 2017
- Information on the banking system’s NPE 31 August 2017
- Information on the banking system’s NPE 31 July 2017
- Information on the banking system’s NPE 30 June 2017
- Information on the banking system’s NPE 31 May 2017
- Information on the banking system’s NPE 30 April 2017
- Information on the banking system’s NPE 31 March 2017
- Information on the banking system’s NPE 28 February 2017
- Information on the banking system’s NPE 31 January 2017
- Information on the banking system’s NPE 31 December 2016
- Information on the banking system’s NPE 30 September 2016 (PDF)
- Information on the banking system’s NPE 30 June 2016
- Information on the banking system’s NPE 31 March 2016
- Information on the banking system’s NPE 31 December 2015
- Information on the banking system’s NPE 30 September 2015
- Information on the banking system’s NPE 30 June 2015
Table: Non performing exposures by months
Date |
Non-performing exposures (in 1000 EUR) |
Non-performing exposures (in % of gross carrying amount of exposure1) |
30 Jun 2015 |
5,951,268 |
14.17 |
30 Sept 2015 |
5,464,499 |
12.99 |
31 Dec 2015 |
4,812,718 |
11.43 |
31 Mar 2016 |
4,527,269 |
10.83 |
30 Jun 2016 |
4,257,467 |
10.31 |
30 Sept 2016 |
3,718,612 |
9.07 |
31 Dec 2016 |
3,495,825 |
8.49 |
31 Jan 2017 |
3,332,942 |
8.14 |
28 Feb 2017 |
3,384,915 |
8.23 |
31 Mar 2017 |
3,343,969 |
8.01 |
30 Apr 2017 |
3,263,733 |
7.89 |
31 May 2017 |
3,191,196 |
7.69 |
30 Jun 2017 | 3,114,280 | 7.53 |
31 Jul 2017 | 3,028,047 | 7.31 |
31 Aug 2017 | 2,979,945 | 7.16 |
30 Sept 2017 | 2,952,993 | 7.09 |
31 Oct 2017 | 2,890,679 | 6.93 |
30 Nov 2017 |
2,820,238 |
6.67 |
31 Dec 2017 | 2,529,359 | 5.99 |
31 Jan 2018 | 2,383,014 | 5.70 |
28 Feb 2018 | 2,358,140 | 5.61 |
31 Mar 2018 | 2,274,202 | 5.42 |
30 Apr 2018 | 2,246,924 | 5.36 |
31 May 2018 | 2,203,899 | 5.21 |
30 June 2018 | 2,098,957 | 4.92 |
31 July 2018 | 1,988,382 | 4.64 |
31 Aug 2018 | 1,961,471 | 4.59 |
30 Sept 2018 | 1,934,640 | 4.53 |
31 Oct 2018 | 1,848,183 | 4.34 |
30 Nov 2018 | 1,812,725 | 4.23 |
31 Dec 2018 | 1,717,726 | 4.00 |
31 Jan 2019 | 1,695,549 | 3.94 |
28 Feb 2019 | 1,597,506 | 3.69 |
31 Mar 2019 | 1,559,799 | 3.60 |
30 Apr 2019 | 1,541,791 | 3.54 |
31 May 2019 | 1,488,227 | 3.39 |
30 June 2019 | 1,361,034 | 3.09 |
31 July 2019 | 1,323,076 | 2.97 |
31 Aug 2019 | 1,317,224 | 2.94 |
30 Sept 2019 | 1,171,051 | 2.63 |
31 Oct 2019 | 1,164,549 | 2.61 |
30 Nov 2019 | 1,132,867 | 2.52 |
31 Dec 2019 | 1,005,267 | 2.20 |
31 Jan 2020 | 997,727 | 2.20 |
29 Feb 20202 | 990.921 | 2.20 |
31 Mar 20202 | 986.369 | 2.16 |
30 Apr 20202 | 987.297 | 2.14 |
31 May 20202 | 980.217 | 2.09 |
30 June 20202 | 940,400 | 1.98 |
31 July 20202 | 927,470 | 1.93 |
31 Aug 20202 | 910.145 | 1.89 |
30 Sept 2020 | 886.776 | 1.84 |
31 Oct 2020 | 903,047 | 1.87 |
30 Nov 2020 | 907,325 | 1.86 |
31 Dec 2020 | 928,731 | 1.90 |
31 Jan 2021 | 913,597 | 1.85 |
28 Feb 2021 | 915,192 | 1.84 |
31 Mar 2021 | 904,533 | 1.80 |
30 Apr 2021 | 728,543 | 1.44 |
31 May 2021 | 729,823 | 1.43 |
30 Jun 2021 | 724,457 | 1.38 |
31 Jul 2021 | 705,506 | 1.35 |
31 Aug 2021 | 680,716 | 1.30 |
30 Sept 2021 | 676,504 | 1.29 |
31 Oct 2021 | 674,295 | 1.30 |
30 Nov 2021 | 663,084 | 1.27 |
31 Dec 2021 | 641,499 | 1.21 |
31 Jan 2022 | 639,673 | 1.20 |
28 Feb 2022 | 628,813 | 1.18 |
31 Mar 2022 | 633,263 | 1.19 |
30 Apr 2022 | 626,816 | 1.18 |
31 May 2022 | 614,631 | 1.14 |
30 Jun 2022 | 620,678 | 1.17 |
31 Jul 2022 | 600,427 | 1.11 |
31 Aug 2022 | 630,853 | 1.16 |
30 Sep 2022 | 622,924 | 1.14 |
31 Oct 2022 | 629,497 | 1.15 |
30 Nov 2022 | 646,815 | 1.17 |
31 Dec 2022 | 628,011 | 1.13 |
31 Jan 2023 | 635,729 | 1.14 |
28 Feb 2023 | 596,512 | 1.07 |
31 Mar 2023 | 589,664 | 1.05 |
30 Apr 2023 | 585,679 | 1.05 |
31 May 2023 | 577,652 | 1.03 |
30 Jun 2023 | 569,280 | 1.00 |
31 Jul 2023 | 565,050 | 0.99 |
31 Aug 2023 | 564,231 | 0.98 |
30 Sep 2023 | 554,762 | 0.97 |
31 Oct 2023 | 556,730 | 0.97 |
30 Nov 2023 | 564,321 | 0.97 |
31 Dec 2023 | 585,398 | 1.00 |
31 Jan 2024 | 586,839 | 1.01 |
29 Feb 2024 | 597,628 | 1.03 |
31 Mar 2024 | 604,682 | 1.03 |
30 Apr 2024 | 604,032 | 1.04 |
31 May 2024 | 594,287 | 1.01 |
30 Jun 2024 | 586,104 | 0.99 |
31 Jul 2024 | 587,692 | 0.98 |
31 Aug 2024 | 595,567 | 0.99 |
1The gross carrying amount of an exposure is its carrying amount prior to the value adjustment due to impairment and provisions.
2Data and tabels from March 2020 till August 2020 were updated due to exemption of branches.